Who do we blame for this?

Stock holders?

The board of directors of these companies?

Yes, to all of the above.

However, we have left out the most important reason for why our major public companies have let us down.

Guess!

Try APATHY. Then follow this up with too much money in the hands of pension fund managers with little real risk of loss to themselves, yet an unrealistic goal to archive for people who are not willing to participate in the finacial futures beyond making contributions.

Now, we are going over the greatest economical cliff since the Great Depression of the late 20′s and the 30′s and finally yelling, “WHOA”.

How dumb is that?

And your answer is????????????????